Terms & Conditions

1. INTRODUCTION

Welcome to PayEazi Direct Carrier Billing and Mobile Money Services. PayEazi is a registered Trademark owned by VDL TECHNOLOGIES

2. USER TERMS AND CONDITIONS

These Terms and Conditions which can be amended or adjusted without prior Notice to User, govern the access and Use of PayEazi’s services, to ensure clear outline of the service's usage, payable fees, user liability, dispute resolution mechanisms, and applicable Consumer Protection. By accessing or using the services, the User agrees to comply with and be bound by these Terms and Conditions. Users shall ensure careful reading and review of the Terms and Conditions before use of and subscription to PayEazi's services.

3. ACCEPTANCE OF TERMS:

By accessing, subscribing to, and using PayEazi's services, the User agrees to be bound by these Terms and Conditions and any additional terms and conditions that may apply from time to time. User’s continued use of our services constitutes acceptance of the applicable Terms and Conditions of Usage. If the User does not agree to the terms and conditions, access to the services or use of any features shall not be granted. These Terms and Conditions constitute a legally binding agreement between User and PayEazi.

4. DESCRIPTION OF SERVICES

PayEazi provides a payment solution designed to streamline transactions from mobile devices. Our services cut across direct carrier billing and E-payment gateway mobile money services. Users can make utility payments through direct carrier billing using their mobile airtime or prepaid balance. With the PayEazi Mobile Money Service, users can make payments on the platform using operator accounts from Smartcash, MTN Momo, or 9PSB accounts.

5. USER RESPONSIBILITIES:

User agrees to use PayEazi's services in compliance with all applicable Domestic Laws, Regulations, and Guidelines, and User is responsible for safeguarding the confidentiality of all User details and Account Information, restriction of access to User Account non-disclosure or exposure of User details and other necessary User-Required Security measures. User agrees to promptly notify PayEazi of any unauthorized access to the User Account or any other breach of security or unauthorized Access intrusion. User assures that the use of the services is for legal purposes.

6. PAYMENT TRANSACTIONS

PayEazi is a technology platform for payment transactions between users and merchants. By using our services, the User authorizes PayEazi to process payment transactions on User’s behalf. The user agrees to provide accurate and complete payment information and to promptly update any changes to User payment information to ensure smooth and seamless transactions. User absolves PayEazi of any form of liability over any transaction where incorrect details were provided to PayEazi and such transactions completed to the benefit of an unknown and unintended Third Party.

7. LIMITATION OF LIABILITY

To the fullest extent permitted by law, PayEazi is not liable for any direct, indirect, incidental, special, consequential, or punitive or Third Party damages arising out of or in any way connected with the use of our services. PayEazi assumes no responsibility for any errors, inaccuracies, or omissions in any content or information provided through our services.

8. GOVERNING LAWS:

These Terms and Conditions are governed by and construed by the laws of Nigeria. Any dispute arising out of or relating to these Terms and Conditions shall be subject to the exclusive jurisdiction of the Courts in Nigeria with required jurisdiction.

9. MODIFICATIONS

PayEazi reserves the right to modify and update these Terms and Conditions at any time without prior Notice to User. By continuing to access or use our services after any revisions become effective, User agrees to be bound by the updated Terms and Conditions.

10. PAYEAZI PRIVACY POLICY

This Privacy Policy outlines how PayEazi collects, uses, and protects User’s personal information while accessing or using our innovative payment services. We are committed to protecting User privacy and ensuring the security of User’s personal information

INFORMATION COLLECTION includes :

i. PERSONAL INFORMATION:

Upon registration for use of the services, the User is required to disclose personal information such as the name of the User, email address, contact details, and payment information.

ii. USAGE DATA:

PayEazi collects information about how Users access and use the PayEazi platform, including their IP address, browser type, device type, and operating system for payments using Direct Carrier Billing.

iii. DIRECT CARRIER BILLING DATA:

PayEazi collects data related to direct carrier billing transactions, including mobile airtime or prepaid balance information used to fund betting accounts.

11. USE OF INFORMATION

i. PROVIDING AND IMPROVING SERVICES:

PayEazi uses the information collected to provide and improve our payment services, including processing transactions and enhancing user experience.

ii. COMMUNICATION:

PayEazi uses User contact information to communicate with User about the User’s account, transactions, and updates to our services.

iii. ANALYTICS:

PayEazi may analyze usage patterns and trends to improve our services, optimize user experience, and customize content.

12. DATA SECURITY

PayEazi implements standard robust security measures to protect User personal information from unauthorized access, disclosure, alteration, or destruction, by employing encryption technologies, access controls, and regular security audits to safeguard User data.

13. THIRD-PARTY SERVICES:

PayEazi may engage tproviders because PayEazi rides on the Mobile Money service operations of Telecommunication Operators in Nigeria; namely Smartcash, MTN Momo and 9PSB for. These Third Parties may have access to User’s personal information only to perform tasks on PayEazi’ s behalf under a Non-Disclosure undertaking or use for any other purpose.

14. CHANGES TO THIS PRIVACY POLICY:

PayEazi reserves the right to update, change, alter or substitute its Terms of Use and Privacy Policy at any time without recourse or prior notification to User. Any changes will be effective immediately upon posting the updated Privacy Policy on our website. By continuing to access or use our services after any review becomes effective, User has agreed to be bound by the updated Privacy Policy.

By using our services, User acknowledges that the Terms have been read, understood, and accepted. Therefore, to be bound by these comprehensive Terms and Conditions. If you do not agree to these Terms and Conditions, please refrain from using our services.